COVID-19 copay, deductible returns may encourage vaccination in Kenya

Article by:Aquinius Mung’atia (August 28, 2021)

A copayment or copay is a fixed amount for a covered service, paid by a patient to the provider of service before receiving the service. It may be A copayment or copay is a fixed amount for a covered service, paid by a patient to the provider of service before receiving the service. It may be defined in an insurance policy and paid by an insured person each time a medical service is accessed. in an insurance policy and paid by an insured person each time a medical service is accessed.

Insurers around the country should gradually start to introduce coronavirus-related copays and deductibles, and already they are. We may be aware that there are also public speculation that payers are looking to cash in which i think could play a key role in encouraging vaccination.

The rollout of COVID-19 vaccines is becoming a motivator in thoughts of introducing costs, according to my review, insurers are looking to promote “personal responsibility” among members for their health during this stage of the pandemic.

The Ministry of health in Kenya has tried to incentivize people, to appeal to their better angels [to] ‘Please go get vaccinated,'” said our President. Therefore my school of thought is that”[Reinstating costs is] moving away from the incentives to more of the penalties associated with making a choice to be non-vaccinated.”

I tend to describe reinstating costs as the “leading edge of the stick” to encourage vaccination, with previous efforts — such as gift cards, raffle tickets and free donuts — being the “carrot” In some part of the developed nations like Michigan state. In Michigan, the carrot is largely being ignored as vaccination rates plateau, according to Michigan Bridge.

Bottom line is; Your health is in your hands. If you are unvaccinated, please get vaccinated as soon as you can to decrease your risk to #COVID19. If you choose not to be vaccinated, continue to wear a mask and practice all mitigation strategies to protect yourself from the virus. When the two fails, i advice the medical insurers to use copay and/ deductible returns to “force” vaccination for public good.

Article by:Aquinius Mung’atia.

Former Head of Facilities & Support Services at Aga Khan Hospital Mombasa in Kenya, is Currently Head of Projects & Security, and a strategy enthusiast.

Published by Aquinius Mung'atia

Aquinius Mung’atia is the Head of Projects at Aga Khan Hospital, Mombasa, and was previously the General Manager of Muthaiga Golf Club and Sigona Golf Clubs, respectively. He is an expert in Strategic Management with over 20 years of experience in both hospitality and healthcare Industry. My Career path boast of extensive training and consultancy experience in Hospitality Industry, Hospital Support Services and Operations, Healthcare Projects and Facility Management, among others. The author is currently a PhD student in Business Administration and holder of MBA in strategic Management (University of Nairobi) and a 1st class honors degree in Hotel and Institution Management (Maseno University) Aquinius is also a healthcare insight and a data analytic enthusiast. Follow him on https://www.linkedin.com/in/aquinius-mungatia or Facebook Page https://www.facebook.com/significantinsights/

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