COVID-19 copay, deductible returns may encourage vaccination in Kenya

Article by:Aquinius Mung’atia (August 28, 2021)

A copayment or copay is a fixed amount for a covered service, paid by a patient to the provider of service before receiving the service. It may be A copayment or copay is a fixed amount for a covered service, paid by a patient to the provider of service before receiving the service. It may be defined in an insurance policy and paid by an insured person each time a medical service is accessed. in an insurance policy and paid by an insured person each time a medical service is accessed.

Insurers around the country should gradually start to introduce coronavirus-related copays and deductibles, and already they are. We may be aware that there are also public speculation that payers are looking to cash in which i think could play a key role in encouraging vaccination.

The rollout of COVID-19 vaccines is becoming a motivator in thoughts of introducing costs, according to my review, insurers are looking to promote “personal responsibility” among members for their health during this stage of the pandemic.

The Ministry of health in Kenya has tried to incentivize people, to appeal to their better angels [to] ‘Please go get vaccinated,'” said our President. Therefore my school of thought is that”[Reinstating costs is] moving away from the incentives to more of the penalties associated with making a choice to be non-vaccinated.”

I tend to describe reinstating costs as the “leading edge of the stick” to encourage vaccination, with previous efforts — such as gift cards, raffle tickets and free donuts — being the “carrot” In some part of the developed nations like Michigan state. In Michigan, the carrot is largely being ignored as vaccination rates plateau, according to Michigan Bridge.

Bottom line is; Your health is in your hands. If you are unvaccinated, please get vaccinated as soon as you can to decrease your risk to #COVID19. If you choose not to be vaccinated, continue to wear a mask and practice all mitigation strategies to protect yourself from the virus. When the two fails, i advice the medical insurers to use copay and/ deductible returns to “force” vaccination for public good.

Article by:Aquinius Mung’atia.

Former Head of Facilities & Support Services at Aga Khan Hospital Mombasa in Kenya, is Currently Head of Projects & Security, and a strategy enthusiast.

Personal Health Challenges of the 21st Century

I will no longer mutilate and destroy myself in order to find a secret behind the ruins.

Almost all of the business corporations I’ve worked with are challenged to find the balance between getting results and the well-being of their human capital or staff. They are so focused on external results that their leadership has not learned the science of performance from a health perspective. They are ignorant to the fact that the overall health of their staff affects the performance of their company, including engagement levels, the turnover of valuable people in the business, and the numbers of burnout cases.

From a health perspective, the top five performance detractors are:

  1. Negative stress—is often the root cause of problems with health. It comes in many shapes and sizes from physical and mental to nutritional and chemical. There are internal and external stressors; and when they accumulate over time in your nervous system, they start to add up. The more stress you experience, the more stress hormones you produce, and your body starts to break down.
  2. Lack of sleep—One of the biggest challenges that people face is switching off at night and getting to bed. For thousands of years, we have lived in harmony with the day and night cycles, driven by the sun. Nowadays, we have bright lights in the evening causing our “active” hormone or cortisol to stay elevated in our bodies far too long, interrupting our rest and recovery time at night. This has disastrous effects on the physiology.
  3. Eating the wrong type of food—Most people don’t understand what sort of fuel to put into their body to support them in performing to their full potential, and it’s causing stress. A major part of this is actually dehydration. Most people drink too many diuretics, too much coffee, and/or too much alcohol and become dehydrated without knowing it.
  4. Inability to “pause”—During this age of global reach due to the Internet, the majority of the population, including children, choose not to “switch off” their mind and allow it to continue working at home or after their daily activities.
  5. Deterioration of relationships—As people strive for success, they lose balance and lose touch with themselves; therefore, they lose touch with the people they love the most. This affects people’s stress and health and is a major concern for some of the clients I’ve worked with.

All these detractors add up to costing companies literally millions and millions of dollars every year, and the GDP of nations’ economies billions of dollars yearly. What can you learn from these performance detractors and how can you avoid these? Take the time to reflect and implement how to avoid it.

An excerpt from The Evolutionary Leader – 5 steps to dramatically develop people and performance by Timothy Carroll.